Financing Your Project
We offer financing up to $150,000 through our partners at Nelnet Bank.
You can pre-qualify for a loan and only pay interest on what you use.
How It Works
Step 1: Check Your Options
Fill out this short form online to see your offers. It only takes a few minutes and won’t affect your credit score.
Step 2: Pick What Works for You
Choose the home remodel loan amount and monthly payment that fits your budget. You’re in control the whole way.
Step 3: Set It Up
Once you’re ready, sign the documents and your funds are available. Use them for your down payment, mid-project work, or final invoice—it’s totally flexible.
Step 4: Pay Your Way
Go with low monthly payments or pay it off early and avoid interest altogether. It’s your remodel, your pace.
Benefits of a loan with Nelnet Bank
Buildertrend Financing powered by Nelnet Bank gives you options that fit your timeline and your budget.
✔ Use What You Need – Borrow up to $150,000 and only pay interest on what you use.
✔ No Hard Credit Check – See your offers in minutes.
✔ No Liens, No Appraisals – Fast, straightforward approvals.
✔ Flexible Terms – Low monthly payment plans from 5–15 years.
✔ Same as Cash Option – Pay in full within 6 months and pay no interest.
✔ Great for Contingency Funds – Apply now, use it only if you need it.
*Loans offered through Nelnet Bank. Subject to credit approval and terms. See full disclosure.
Financing Options
Option 1
6-Month Same as Cash
6 mo. No Interest or Monthly Payments
Enjoy the flexibility of arranging payments anytime within 6 month of receiving the loan. Interest accrues at 24.99% APR, but is waived if paid in full within 180 days.*
Option 2
Monthly Payment
Starting at 7.49%
Break your project up into manageable monthly payments with no prepayment penalty. No down payment required. Available with the full range of 7.49%-11.99% APR.*
*Loans offered through Nelnet Bank. Subject to credit approval and terms. See full disclosure.
The Remodel You Really Want—Financed Your Way
Buildertrend Financing, powered by Nelnet Bank, allows you to apply in minutes and see your options with no credit hit. It’s a smart, no-pressure way to keep your remodel moving and your budget flexible.
What You Need to Know about Home Remodel Loans
For many of our Tallahassee clients, a home remodel loan is what helps them move forward confidently—without scaling back their plans or dipping into emergency savings. So what exactly is it, and how does it work?
Let’s break it down.
What Is a Home Remodel Loan?
A home remodel loan gives you flexible access to money for your renovation. But unlike refinancing or home equity loans, some options (like the Buildertrend Financing we offer) are unsecured—meaning you don’t need to use your home as collateral.
You can get prequalified in minutes with no hard credit check. And if you’re approved, you only pay interest on what you use.
Think of it more like a line of credit that sits in your back pocket: available when you need it, but with no pressure to use it all.
When It Makes Sense
We don’t recommend remodeling if you’re moving in the next couple years. A quality remodel is an investment—one that pays off when you plan to stay.
If you’re planning to stay put, a home remodel loan can help you:
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Avoid cutting corners just to save a few bucks now
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Start your project during your contractor’s best timeline (not after your bonus clears)
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Cover down payments, milestone payments, or surprise expenses without stress
And with some loan options, you can even take advantage of interest-free “Same As Cash” offers—as long as you repay the balance within a set time.
Why We Like Buildertrend Financing
We’ve partnered with Buildertrend Financing, powered by Nelnet Bank, because it’s designed specifically for remodels. That means:
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No hard credit check to view your offers
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No appraisals or liens on your home
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Fast, flexible approval
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Use funds for any stage of the project
You’ll see your offers right away, and if it’s not a fit? No problem. There’s no obligation to move forward.
A Real Fit for Real Remodeling
Remodeling your kitchen or bathroom isn’t just a cosmetic upgrade—it’s about making your home work better for how you live now. With the right loan in place, you don’t have to compromise on layout, function, or finish quality.
You can start with the right design, the right team, and the right timeline—knowing you have options to make it work.
McManus Kitchen and Bath is a full service remodeling company with an in-house design team and showroom right here in Tallahassee, FL.
We work exclusively with homeowners to help them remodel their home using a design-build approach that saves time, avoids confusion and creates better results.
*Loans offered through Nelnet Bank. Subject to credit approval and terms. See full disclosure.